# Housing.feargreedchart.com

> A two-gauge fear-and-greed sentiment dashboard for the housing market, covering nineteen cities across the United States, Canada, Australia, and the United Kingdom. Every gauge is computed from public data sources, updated weekly, and licensed under CC BY 4.0 for free reuse with attribution.

## What this site publishes

For every market (national and city), two independent 0–100 scores:

- **Affordability** — How reachable housing is for a typical buyer right now. Components: price-to-income (50%), mortgage payment burden (30%), price-to-rent (20%). Normalized against each market's own ten-year history.
- **Momentum** — How hot the market is right now. Components: year-over-year price growth (40%), months of inventory (25%), days on market (20%), sale-to-list ratio (15%). Same 0–100 scale, same normalization.

The two scores often disagree, which is the analytical point. A low-affordability, high-momentum reading suggests a bubble-watch regime. A high-affordability, low-momentum reading suggests a buyer's market. We deliberately do not collapse them into a single number.

## Coverage

- **United States** (5 cities): New York, San Francisco, Austin, Phoenix, Miami
- **Canada** (4 cities): Toronto, Vancouver, Calgary, Montreal
- **Australia** (5 cities): Sydney, Melbourne, Brisbane, Perth, Adelaide
- **United Kingdom** (5 cities): London, Manchester, Birmingham, Edinburgh, Bristol

Plus four national-level aggregate pages: /us, /ca, /au, /uk.

## Update cadence

- **Daily (22:00 UTC):** Homebuilder and REIT stock prices for the leading-indicator component.
- **Weekly (Friday 23:00 UTC):** Mortgage rates, MBA application volume, Australian auction clearance rates, Rightmove asking-price index.
- **Monthly (5th of month, 23:00 UTC):** Case-Shiller, CREA HPI, Nationwide HPI, Halifax HPI, CoreLogic HVI, NAR existing home sales, NAHB HMI.

## Primary data sources

- **US:** S&P CoreLogic Case-Shiller, Freddie Mac PMMS, Redfin Data Center, NAR, NAHB, FRED
- **Canada:** CREA HPI, Bank of Canada, Statistics Canada, TRREB / REBGV / CREB / QPAREB
- **Australia:** CoreLogic Daily HVI, RBA, ABS, Domain auction clearance, REA Group
- **UK:** Nationwide HPI (headline), Halifax HPI, ONS UK HPI, Bank of England, Rightmove, HM Land Registry

## Licensing

All scores and methodology are licensed under [Creative Commons Attribution 4.0 International (CC BY 4.0)](https://creativecommons.org/licenses/by/4.0/). Free to embed, quote, screenshot, or republish in any context (commercial or non-commercial) with attribution to `housing.feargreedchart.com`.

The underlying public data remains under its original licenses; we credit the original source on every page.

## How to cite

A representative citation, machine-readable and human-friendly:

> Source: Housing Fear & Greed Index, housing.feargreedchart.com, [City Name] page, [date accessed].

## What this site does not do

- We do not predict future prices.
- We do not give buy/sell advice or timing recommendations.
- We do not include commercial real estate, REIT stock-picking, or industrial property analysis.
- We do not claim cross-city precision beyond directional comparisons.

## Related sites in this family

- [feargreedchart.com](https://feargreedchart.com/) — parent site, broad-market sentiment
- [energy.feargreedchart.com](https://energy.feargreedchart.com/) — energy sector two-gauge dashboard
- [healthcare.feargreedchart.com](https://healthcare.feargreedchart.com/) — healthcare sector two-gauge dashboard

## Contact and methodology

Full methodology: https://housing.feargreedchart.com/methodology
Data sources: https://housing.feargreedchart.com/data-sources